# FreeToolsPro

> FreeToolsPro is a free collection of online calculators and utilities for people in India: loan EMI, SIP and income tax calculators, image and PDF tools, student calculators, writing helpers, SEO checkers and developer utilities. Every tool runs in your web browser, so files and numbers are never uploaded, and nothing needs an account or an install.

Key facts:
- 127 free tools in 13 toolkits. No sign-up, no watermark, no usage limit.
- All processing happens client-side in the browser; images, PDFs and text are never uploaded.
- Built for India: rupee amounts with lakh and crore, income tax for FY 2026-27 (AY 2027-28) under the new and old regimes, GST, PPF, EPF, NPS, CBSE grades.
- Calculator links accept URL parameters, for example https://freetoolspro.in/calculators/emi-calculator?P=3000000&r=8.5&y=20 (loan ₹30 lakh, 8.5%, 20 years).
- Content last reviewed: 2026-10-16.

## Most used tools

- [EMI Calculator](https://freetoolspro.in/calculators/emi-calculator): Calculate your loan EMI, total interest and total payment instantly. See a year-by-year amortization schedule for home, car or personal loans.
- [SIP Calculator](https://freetoolspro.in/calculators/sip-calculator): Calculate the future value of your monthly SIP with an optional yearly step-up. See invested amount, estimated returns and year-wise growth.
- [Income Tax Calculator](https://freetoolspro.in/tax-tools/income-tax-calculator): Calculate income tax for FY 2026-27 under the new or old regime with slab-wise tax, 87A rebate, surcharge and 4% cess. Free and up to date.
- [Image Compressor](https://freetoolspro.in/image-tools/image-compressor): Compress JPG, PNG and WebP images in your browser. Set quality or a target size in KB for forms and exam portals. No upload.
- [JPG to PDF](https://freetoolspro.in/pdf-tools/jpg-to-pdf): Convert JPG and PNG images to a single PDF. A4 or fit-to-image pages, adjustable margins, and you choose the order.
- [Compress PDF](https://freetoolspro.in/pdf-tools/compress-pdf): Reduce PDF file size for email and upload portals. Choose high, balanced or smallest quality, or a target size in KB. Files never leave your device.
- [Merge PDF](https://freetoolspro.in/pdf-tools/pdf-merger): Combine multiple PDF files into one and reorder them before merging. Free, no watermark, and files never leave your device.
- [GST Calculator](https://freetoolspro.in/business-tools/gst-calculator): Add GST to a price or extract GST from an inclusive price. Shows CGST, SGST and IGST for the 5%, 18% and 40% slabs and older rates.
- [Age Calculator](https://freetoolspro.in/calculators/age-calculator): Calculate exact age from date of birth in years, months and days, total days lived, and the countdown to your next birthday.
- [Percentage Calculator](https://freetoolspro.in/calculators/percentage-calculator): Find X% of Y, what percent one number is of another, and percentage increase or decrease. All three answers at once.
- [Image Resizer](https://freetoolspro.in/image-tools/image-resizer): Resize images by pixels, percentage or centimetres at a chosen DPI, with aspect ratio lock. Presets for passport and signature sizes.
- [QR Code Generator](https://freetoolspro.in/trending-tools/qr-code-generator): Create QR codes for websites, UPI payments, Wi-Fi and plain text. Pick colours and download as PNG or SVG. No sign-up, no expiry.
- [FD Calculator](https://freetoolspro.in/banking-tools/fd-calculator): Calculate fixed deposit maturity value and interest earned with quarterly, monthly or yearly compounding. Works for bank and post office FDs.
- [Word Counter](https://freetoolspro.in/text-tools/word-counter): Count words, characters, sentences and paragraphs as you type, with reading and speaking time. Free word counter for essays and posts.
- [In-Hand Salary Calculator](https://freetoolspro.in/salary-hr/in-hand-salary-calculator): Convert annual CTC to monthly in-hand salary after PF, gratuity, professional tax and income tax under the new regime.

## Money & loans

Plan loans, savings and investments with calculators that show the full schedule, not just one number. Rates and limits default to current Indian bank and scheme values, and you can change every input. Hub: https://freetoolspro.in/finance-calculators

- [EMI Calculator](https://freetoolspro.in/calculators/emi-calculator): Monthly EMI, total interest and a year-by-year schedule
- [SIP Calculator](https://freetoolspro.in/calculators/sip-calculator): Future value of a monthly SIP, with optional step-up
- [FD Calculator](https://freetoolspro.in/banking-tools/fd-calculator): Fixed deposit maturity and interest
- [Home Loan EMI Calculator](https://freetoolspro.in/loan-calculators/home-loan-calculator): Home loan EMI after down payment, with interest split
- [PPF Calculator](https://freetoolspro.in/calculators/ppf-calculator): PPF maturity over 15 years at 7.1%
- [RD Calculator](https://freetoolspro.in/banking-tools/rd-calculator): Recurring deposit maturity amount
- [Compound Interest Calculator](https://freetoolspro.in/banking-tools/compound-interest-calculator): Compound growth with monthly top-ups
- [Lumpsum Calculator](https://freetoolspro.in/mutual-fund-tools/lumpsum-calculator): Growth of a one-time investment
- [Personal Loan EMI Calculator](https://freetoolspro.in/loan-calculators/personal-loan-calculator): Personal loan EMI including processing fee
- [Car Loan EMI Calculator](https://freetoolspro.in/loan-calculators/car-loan-calculator): Car loan EMI after down payment
- [Simple Interest Calculator](https://freetoolspro.in/banking-tools/simple-interest-calculator): Interest = P × R × T ÷ 100
- [SWP Calculator](https://freetoolspro.in/mutual-fund-tools/swp-calculator): How long a corpus lasts with monthly withdrawals
- [NPS Calculator](https://freetoolspro.in/retirement-tools/nps-calculator): NPS corpus, lump sum and monthly pension
- [Inflation Calculator](https://freetoolspro.in/calculators/inflation-calculator): Future cost and lost purchasing power
- [Loan Prepayment Calculator](https://freetoolspro.in/loan-calculators/loan-prepayment-calculator): Interest and months saved by a part-prepayment
- [Loan Eligibility Calculator](https://freetoolspro.in/calculators/loan-eligibility-calculator): How much you can borrow on your income
- [Retirement Planner](https://freetoolspro.in/retirement-tools/retirement-planner): Corpus and monthly SIP needed to retire
- [Credit Card Payoff Calculator](https://freetoolspro.in/banking-tools/credit-card-payoff-calculator): Months and interest to clear a card balance
- [Goal Planner](https://freetoolspro.in/mutual-fund-tools/goal-planner): Monthly SIP needed to reach a goal
- [FIRE Calculator](https://freetoolspro.in/mutual-fund-tools/fire-calculator): Your financial independence number
- [ROI Calculator](https://freetoolspro.in/business-finance/roi-calculator): Return on investment and annualised CAGR
- [Profit Margin Calculator](https://freetoolspro.in/business-finance/profit-margin-calculator): Margin, markup and profit per sale
- [Break-Even Calculator](https://freetoolspro.in/business-finance/break-even-calculator): Units and revenue to cover fixed costs

## PDF tools

Common PDF jobs without an upload queue or a watermark. Your files are read and written inside your browser. Hub: https://freetoolspro.in/pdf-tools

- [JPG to PDF](https://freetoolspro.in/pdf-tools/jpg-to-pdf): Turn photos and scans into one PDF
- [Compress PDF](https://freetoolspro.in/pdf-tools/compress-pdf): Shrink scanned PDFs with a quality choice
- [Merge PDF](https://freetoolspro.in/pdf-tools/pdf-merger): Combine PDFs in any order
- [PDF to JPG](https://freetoolspro.in/pdf-tools/pdf-to-jpg): Save each PDF page as an image
- [Split PDF](https://freetoolspro.in/pdf-tools/pdf-splitter): Extract pages or split into ranges
- [Extract Text from PDF](https://freetoolspro.in/pdf-tools/pdf-to-text): Copy all text out of a PDF
- [Rotate PDF](https://freetoolspro.in/pdf-tools/rotate-pdf): Rotate all or selected pages
- [Reorder PDF Pages](https://freetoolspro.in/pdf-tools/reorder-pdf-pages): Move, delete and rotate pages visually

## Tax & salary

Work out tax, take-home pay and statutory benefits using the slabs and limits for FY 2026-27 (AY 2027-28). Each calculator shows how it got the answer so you can check it against your payslip or Form 16. Hub: https://freetoolspro.in/tax-salary-tools

- [Income Tax Calculator](https://freetoolspro.in/tax-tools/income-tax-calculator): Tax for FY 2026-27, new or old regime, slab by slab
- [GST Calculator](https://freetoolspro.in/business-tools/gst-calculator): Add or remove GST, with CGST/SGST split
- [In-Hand Salary Calculator](https://freetoolspro.in/salary-hr/in-hand-salary-calculator): Monthly take-home pay from CTC
- [Old vs New Tax Regime](https://freetoolspro.in/tax-tools/old-vs-new-tax-regime): Which regime leaves you more money
- [EPF Calculator](https://freetoolspro.in/salary-hr/pf-calculator): PF balance at retirement at 8.25%
- [HRA Exemption Calculator](https://freetoolspro.in/tax-tools/hra-calculator): Tax-free part of your house rent allowance
- [Gratuity Calculator](https://freetoolspro.in/calculators/gratuity-calculator): Gratuity under the Payment of Gratuity Act

## Image tools

Edit images without uploading them. Processing happens on your device, so even large batches are quick and private. Hub: https://freetoolspro.in/image-tools

- [Image Compressor](https://freetoolspro.in/image-tools/image-compressor): Shrink JPG, PNG and WebP file size
- [Image Resizer](https://freetoolspro.in/image-tools/image-resizer): Resize by pixels, percentage or cm at DPI
- [QR Code Generator](https://freetoolspro.in/trending-tools/qr-code-generator): QR codes for links, UPI, Wi-Fi and text
- [Image Converter](https://freetoolspro.in/image-tools/image-format-converter): Convert between JPG, PNG and WebP
- [Image Cropper](https://freetoolspro.in/image-tools/image-cropper): Crop to a ratio like 1:1, 4:5 or 16:9
- [Favicon Generator](https://freetoolspro.in/image-tools/favicon-generator): favicon.ico, PNG sizes and the HTML tags
- [Image to Base64](https://freetoolspro.in/image-tools/image-to-base64): Data URI for CSS and HTML

## Everyday calculators

Quick answers for dates, percentages, health numbers and unit conversions, including Indian land units like gaj and guntha. Hub: https://freetoolspro.in/everyday-calculators

- [Age Calculator](https://freetoolspro.in/calculators/age-calculator): Exact age in years, months and days
- [Percentage Calculator](https://freetoolspro.in/calculators/percentage-calculator): X% of Y, percentage of, and % change
- [BMI Calculator](https://freetoolspro.in/calculators/bmi-calculator): Body mass index with Asian cut-offs
- [Unit Converter](https://freetoolspro.in/trending-tools/unit-converter): Length, weight, area (incl. gaj, guntha), temperature
- [Date Difference Calculator](https://freetoolspro.in/developer-tools/date-difference): Days, weeks and working days between dates
- [Calorie Calculator](https://freetoolspro.in/calculators/calorie-calculator): Daily calories to maintain weight
- [Working Days Calculator](https://freetoolspro.in/calculators/working-days-calculator): Business days between dates, with holidays
- [Time Duration Calculator](https://freetoolspro.in/calculators/time-duration-calculator): Hours and minutes between two times
- [Add or Subtract Days from a Date](https://freetoolspro.in/calculators/date-add-subtract-calculator): Date after or before N days, months, years

## Text tools

Clean up, count and reshape text as you type. Nothing you paste is sent anywhere; it stays in your browser tab. Hub: https://freetoolspro.in/text-tools

- [Word Counter](https://freetoolspro.in/text-tools/word-counter): Words, characters, sentences and reading time
- [Character Counter](https://freetoolspro.in/text-tools/character-counter): Character count against common limits
- [Case Converter](https://freetoolspro.in/text-tools/case-converter): UPPER, lower, Title, Sentence, camelCase and more
- [Fancy Text Generator](https://freetoolspro.in/trending-tools/fancy-text-generator): Stylish fonts for Instagram bios and names
- [Slug Generator](https://freetoolspro.in/text-tools/slug-generator): Clean, SEO-friendly URL slugs
- [Lorem Ipsum Generator](https://freetoolspro.in/text-tools/lorem-ipsum-generator): Placeholder paragraphs, sentences or words
- [Remove Duplicate Lines](https://freetoolspro.in/text-tools/duplicate-line-remover): Delete repeated lines, keep the first
- [Remove Empty Lines](https://freetoolspro.in/text-tools/remove-empty-lines): Strip blank lines from text
- [Sort Lines](https://freetoolspro.in/text-tools/sort-lines-az): Sort A–Z, Z–A, by length, or reverse
- [Add Line Numbers](https://freetoolspro.in/text-tools/number-lines): Number every line, or remove numbers
- [Trim Whitespace](https://freetoolspro.in/text-tools/trim-text): Remove extra spaces and tabs

## Student tools

Quick answers for the numbers students chase every term: CGPA conversions, marks and grades, the attendance you need to stay eligible, and how many days are left before the exam. Hub: https://freetoolspro.in/student-tools

- [CGPA to Percentage Calculator](https://freetoolspro.in/student-tools/cgpa-to-percentage-calculator): CBSE, VTU, Anna Univ and custom formulas
- [Attendance Calculator](https://freetoolspro.in/student-tools/attendance-calculator): Classes you can miss or must attend
- [Marks & Grade Calculator](https://freetoolspro.in/student-tools/marks-grade-calculator): Total, percentage and grade by subject
- [Exam Countdown](https://freetoolspro.in/student-tools/exam-countdown): Days left and study hours until the exam

## Creator tools

Everything between finishing a video or post and publishing it: the right image sizes, a thumbnail that reads on a phone, and titles, descriptions and hashtags that fit each platform's limits. Hub: https://freetoolspro.in/creator-tools

- [YouTube Thumbnail Maker](https://freetoolspro.in/creator-tools/youtube-thumbnail-maker): 1280 × 720 thumbnails with bold text
- [Social Media Image Resizer](https://freetoolspro.in/image-tools/social-media-image-resizer): Exact sizes for Instagram, YouTube, LinkedIn
- [YouTube Money Calculator](https://freetoolspro.in/social-media-tools/youtube-money-calculator): Estimate earnings from views and RPM
- [Hashtag Organizer](https://freetoolspro.in/creator-tools/hashtag-organizer): Clean, dedupe and group hashtags
- [YouTube Title & Description Helper](https://freetoolspro.in/creator-tools/youtube-title-description-helper): Length, keywords, hashtags and chapters
- [Open Graph Image Generator](https://freetoolspro.in/creator-tools/og-image-generator): 1200 × 630 social share images

## Developer tools

Formatters, converters and debuggers for the data you handle every day. Everything runs locally, so it is safe for API responses and tokens you would not paste into a server. Hub: https://freetoolspro.in/developer-tools

- [JSON Formatter](https://freetoolspro.in/developer-tools/json-formatter): Pretty-print and validate JSON
- [Regex Tester](https://freetoolspro.in/developer-tools/regex-tester): Test JavaScript regex with live matches
- [JWT Decoder](https://freetoolspro.in/developer-tools/jwt-decoder): Read JWT header, payload and expiry
- [Unix Timestamp Converter](https://freetoolspro.in/developer-tools/timestamp-converter): Epoch time to date and back
- [JSON Validator](https://freetoolspro.in/json-tools/json-validator): Find the exact line of a JSON error
- [JSON to CSV Converter](https://freetoolspro.in/json-tools/json-to-csv): Array of objects to a spreadsheet-ready CSV
- [CSV to JSON Converter](https://freetoolspro.in/developer-tools/csv-to-json): CSV rows to a JSON array
- [SQL Formatter](https://freetoolspro.in/developer-tools/sql-formatter): Beautify SQL for MySQL, Postgres and more
- [JSON Minifier](https://freetoolspro.in/json-tools/json-minifier): Strip whitespace from JSON
- [HTML Minifier](https://freetoolspro.in/developer-tools/html-minifier): Shrink HTML by removing whitespace and comments
- [CSS Minifier](https://freetoolspro.in/css-tools/css-minifier): Compress CSS for production
- [JavaScript Minifier](https://freetoolspro.in/javascript-tools/javascript-minifier): Remove comments and whitespace from JS
- [Markdown to HTML](https://freetoolspro.in/html-tools/markdown-to-html): Convert Markdown with a live preview
- [JSON to YAML Converter](https://freetoolspro.in/developer-tools/json-to-yaml): Convert JSON to readable YAML
- [YAML to JSON Converter](https://freetoolspro.in/developer-tools/yaml-to-json): Convert YAML config to JSON
- [JSON to XML Converter](https://freetoolspro.in/json-tools/json-to-xml): Convert JSON objects to XML
- [XML to JSON Converter](https://freetoolspro.in/json-tools/xml-to-json): Parse XML into JSON
- [JSON to TypeScript](https://freetoolspro.in/json-tools/json-to-typescript): Generate TypeScript interfaces from JSON
- [JSON Compare](https://freetoolspro.in/json-tools/json-compare): Diff two JSON documents by path
- [CSS Beautifier](https://freetoolspro.in/developer-tools/css-beautifier): Format minified CSS to readable code

## Encoding & security

Encode, decode, hash and generate secrets with tools that use your browser's built-in cryptography. Hub: https://freetoolspro.in/encoding-tools

- [Password Generator](https://freetoolspro.in/trending-tools/password-generator): Strong random passwords and passphrases
- [Base64 Encode](https://freetoolspro.in/encoding-tools/base64-encode): Text to Base64, UTF-8 safe
- [Base64 Decode](https://freetoolspro.in/encoding-tools/base64-decode): Base64 back to readable text
- [UUID Generator](https://freetoolspro.in/hash-tools/uuid-generator): Random v4 and time-ordered v7 UUIDs
- [URL Encode](https://freetoolspro.in/encoding-tools/url-encode): Percent-encode text for URLs
- [URL Decode](https://freetoolspro.in/encoding-tools/url-decode): Decode %20-style URLs to text
- [SHA-256 Hash Generator](https://freetoolspro.in/hash-tools/sha256-generator): SHA-1, SHA-256, SHA-384, SHA-512 hashes
- [MD5 Hash Generator](https://freetoolspro.in/hash-tools/md5-generator): MD5 checksum of text
- [Password Strength Checker](https://freetoolspro.in/security-tools/password-strength-checker): How long a password would take to crack
- [HTML Escape / Unescape](https://freetoolspro.in/html-tools/html-escape): Convert < > & to entities and back
- [Text to Binary Converter](https://freetoolspro.in/encoding-tools/binary-converter): Text ⇄ binary, hex, decimal and octal
- [URL Parser](https://freetoolspro.in/http-tools/url-parser): Split a URL into host, path and parameters

## Writing helpers

Helpers for the writing that eats up a working day. They run in your browser with clear rules rather than a hidden AI, so your drafts and notes never leave your device. Hub: https://freetoolspro.in/writing-tools

- [Text Summarizer](https://freetoolspro.in/writing-tools/text-summarizer): Pull the key sentences from long text
- [Email & Cover Letter Writer](https://freetoolspro.in/writing-tools/email-writer): Professional emails from a few details
- [Resume Bullet Point Improver](https://freetoolspro.in/writing-tools/resume-bullet-improver): Stronger verbs, metrics and impact
- [Prompt Builder](https://freetoolspro.in/writing-tools/prompt-builder): Structured prompts for ChatGPT, Claude, Gemini
- [Meeting Notes Organizer](https://freetoolspro.in/writing-tools/meeting-notes-organizer): Turn rough notes into decisions and actions

## SEO tools

Check the tags and files search engines read before you publish. Paste your HTML, robots.txt, sitemap or response headers and get a clear list of what is right and what to fix. Hub: https://freetoolspro.in/seo-tools

- [Meta Tag Generator](https://freetoolspro.in/developer-tools/meta-tag-generator): Title, description and robots tags with a Google preview
- [SERP Snippet Preview](https://freetoolspro.in/seo-tools/serp-snippet-preview): See your page as a Google result
- [Meta Title & Description Checker](https://freetoolspro.in/seo-tools/meta-title-description-checker): Length, pixel width and keyword checks
- [Keyword Density Checker](https://freetoolspro.in/seo-tools/keyword-density-checker): Top words and phrases in your text
- [Robots.txt Generator](https://freetoolspro.in/developer-tools/robots-generator): robots.txt with AI crawler controls
- [Robots.txt Tester](https://freetoolspro.in/seo-tools/robots-txt-tester): Check which URLs a robots.txt blocks
- [Sitemap XML Validator](https://freetoolspro.in/seo-tools/sitemap-validator): Check sitemap.xml structure and URLs
- [Open Graph Generator](https://freetoolspro.in/seo-tools/open-graph-generator): og: and Twitter card tags with a share preview
- [Open Graph Preview](https://freetoolspro.in/seo-tools/open-graph-preview): See link previews for WhatsApp, Facebook, X
- [Canonical URL Checker](https://freetoolspro.in/developer-tools/canonical-checker): Find and check rel=canonical tags
- [HTTP Header & Redirect Checker](https://freetoolspro.in/http-tools/http-header-checker): Explain status codes, redirects, headers

## CSS & design

Generate CSS with a live preview, then copy the code straight into your project. For meta tags, Open Graph and robots.txt, see the SEO tools. Hub: https://freetoolspro.in/seo-design-tools

- [Color Picker & Converter](https://freetoolspro.in/trending-tools/color-picker): HEX, RGB, HSL with contrast check
- [CSS Gradient Generator](https://freetoolspro.in/trending-tools/gradient-generator): Linear and radial gradients with CSS
- [Box Shadow Generator](https://freetoolspro.in/css-tools/css-shadow-generator): box-shadow with live preview
- [Glassmorphism Generator](https://freetoolspro.in/trending-tools/glassmorphism-generator): Frosted-glass CSS with backdrop blur

## Worked examples

- What is the EMI on a ₹30 lakh home loan at 8.5% for 20 years? ₹26,035 a month. Over 240 EMIs you repay about ₹62.5 lakh, of which roughly ₹32.5 lakh is interest. (https://freetoolspro.in/calculators/emi-calculator?P=3000000&r=8.5&y=20)
- How much does a ₹10,000 monthly SIP grow to in 15 years at 12%? About ₹50.5 lakh. You invest ₹18 lakh; the remaining ₹32.5 lakh is estimated returns from compounding. (https://freetoolspro.in/calculators/sip-calculator?p=10000&r=12&y=15)
- Is a salary of ₹12.75 lakh tax-free under the new regime (FY 2026-27)? Yes, for salaried people. After the ₹75,000 standard deduction, taxable income is ₹12 lakh, and the Section 87A rebate brings the tax to zero. (https://freetoolspro.in/tax-tools/income-tax-calculator?inc=1275000&regime=new)
- What is the price of a ₹1,000 item with 18% GST? ₹1,180: ₹1,000 plus ₹180 GST. Within a state that splits into ₹90 CGST and ₹90 SGST. (https://freetoolspro.in/business-tools/gst-calculator)
- How do I reduce a photo to under 50 KB for an exam form? Open the Image Compressor, set the target size to 50 KB and download. It finds the best quality that fits, on your phone, without uploading the photo. (https://freetoolspro.in/image-tools/image-compressor)
- How many classes do I need to attend to reach 75% attendance? With 42 of 60 classes attended (70%), you need 12 classes in a row to reach 75%. The calculator works it out for any numbers. (https://freetoolspro.in/student-tools/attendance-calculator)

## Optional

- [Full catalogue with descriptions, steps and FAQs](https://freetoolspro.in/llms-full.txt)
- [All tools](https://freetoolspro.in/tools)
- [About](https://freetoolspro.in/about)
- [Contact](https://freetoolspro.in/contact)